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Men Nike Free Run 4.0 V2 Gym Red Reflect Silver Stealth Quilted ,Women Nike Free Run 3 Wolf Grey Prism Blue Volt Men Nike Free Run 3.0 V4 Gym Red Reflective Silver Pro Platinum Men Nike Free Run 4.0 V2 Grey Gym Red Nike Roshe Run Hyp Women New Green Red Nike Free 3.0 Light Bone Reflective Silver Iguana Green Men Men Nike Free Run 4.0 V2 Dark Obsidian Silver Soar Blue Men Nike Free Run 3.0 V4 Wolf Grey Reflect Silver Blue Glow Nike Roshe PRM Women Aubergine Sail White Electric Green Women Nike Free Run 3 Soar Blue Rflct Silver Pro Platinum Volt Like they usually do on the court, the Carleton Ravens dominated the CIS men's basketball awards handed out Thursday in Halifax. After being the only CIS team to go undefeated in the regular season with a record of 22 0, three Ravens were named award winners as Carleton gets ready to face the Concordia Stingers Friday night in the CIS Final 8 championship. In his second year with the Ravens, 19 year old forward Tyson Hinz a St. Matthew Tigers grad was named the CIS player of the year and earned all Canadian honours for the first time. The Ottawa native became the fourth Raven all in the past six years to claim the Mike Moser Memorial Trophy, joining Aaron Doornekamp (2008) and back to back MVP Osvaldo Jeanty (2006, 2007). "(Hinz) has made huge strides this season," said Ravens coach Dave Smart, who was named CIS coach of the year. "He has taken on the role of our main matchup and has put our team in a position to win on countless occasions. He has done everything we could have asked of him and more. He makes everyone on the floor better." Hinz enjoyed a standout season for Carleton. He finished eighth in the OUA with an average of 17.1 points per game, thanks in part to his conference leading 57.2% field goal percentage. Besides leading the Ravens in scoring, Hinz also topped them in rebounds, averaging six per game. Peter Mullins Trophy for rookie of the year since the award's inception in 1988. "(Scrubb) has come into a tough situation and has taken over at the point position. He is as good as any of the freshmen we have ever had in our program," said Smart. "He has a calming influence on our entire team and, for a freshman, has an uncanny feel for the game." Like Hinz, Scrubb had a huge impact on the Ravens, finishing second on the team with an average of 13.1 points per game. The 18 year old also led the Ravens in assists (2.8), was second among OUA rookies in three point shooting (40.5%) and had the fifth best free throw percentage (86.4%). Rounding out Carleton's honours was Smart, who earned a record tying fourth Stuart W. Aberdeen Memorial Trophy as CIS coach of the year. In his 12th season as coach of the Ravens, Smart is now tied with Bruce Enns (UBC, Winnipeg) and Ken Shields (Victoria, Laurentian) for the most Stuart W. Aberdeen Memorial trophies, with four. He was previously honoured in 2003, 2005 and 2009. This season under Smart, the Ravens led all 14 weekly national rankings. They were the top defensive team in the league, allowing an average of only 61 points per game, while their 91.6 points scored per game topped the OUA and ranked fifth in CIS. Carleton suffered its lone loss of the campaign (in 32 games against CIS opponents) to the Lakehead Thunderwolves in the OUA final, but still advanced to the CIS tournament as the No. 2 seed, marking its ninth consecutive Final 8 appearance and its 10th under Smart. A six time OUA East coach of the year, Smart has guided the Ravens to the first six national titles in program history and enters the CIS championship with a career conference and post season record of 312 30 (.912). "What can I say about coach Smart? He is the most talented and hard working coach I know," said Ravens athletic director Jennifer Brenning. "What is so impressive about (Smart) is his ability to develop a team over the entire season. This year was particularly impressive, as this young Ravens squad suffered only one loss against CIS competition, making it one of the greatest seasons in his coaching career." The Ravens go into the CIS championship as the second seed behind the UBC Thunderbirds, ending Carleton's run as the top seed for the first time in four years. Carleton suffered a surprising 77 62 loss to Lakehead (ranked No. 4) in the OUA final last Sunday in Hamilton the Ravens' only defeat of the season. Also battling for CIS supremacy in Halifax will be the No. 3 Saskatchewan Huskies, No. 5 Trinity Western Spartans, No. 6 Dalhousie Tigers and No. 8 Acadia Axemen. Men Nike Free Run 4.0 V2 Gym Red Reflect Silver Stealth Quilted,On One Hand: The New Balance 846The New Balance 846 is a lightweight walking shoe that has the look of a running shoe. It comes in a selection of colors and sizes for both men and women. The shoe is constructed using New Balance's patented Rollbar technology for foot stability. Shoe construction uses environmentally preferred materials for a "greener" shoe option. On the Other: New Balance 1200The New Balance 1200 is designed for walkers who travel at a faster gait. It is well cushioned and available in a number of widths and sizes. This shoe features the new low profile medial wedge Stride Bar. This technology helps correct walkers who have mild to moderate overpronation (rolling of the foot to one side). Men's and women's models are available. According to the May 2010 issue of Reader's Digest's "Walk it Off" guide, the New Balance 1200 is the most versatile walking shoe of the company's seven top walking shoe picks. Bottom LineWhen compared to the New Balance 846 walking shoe, the New Balance 1200 is more versatile and has more features. The 1200 should be the first choice for a New Balance walking shoe due to the comfort and stability it offers.
Buy Online Men Nike Free Run 4.0 V2 Gym Red Reflect Silver Stealth Quilted,Women Nike Free Run 3 Tiffany Blue Don't be deterred by this ugly abbreviation FCNR. It simply means foreign currency non resident. It's a savings account offered by banks to Indians living abroad and who deposit money in dollars. In this account, the depositor gets back the money as dollars. There are some accounts where the dollars is converted into rupees and it gets a rupee interest rate, like in any Indian bank. That's NRERA. But we can ignore this for now. In the FCNR account the rates given are comparable to what a non resident Indian gets in any country. It moves with the US Fed rate or the LIBOR and the India country risk. Indian banks pay 4 percent over LIBOR for FCNR dollars. Also read: PSU banks to get more funds to lend to auto, cons durables On September 4, the new RBI governor Raghuram Rajan announced that foreign banks can swap (exchange) this money for rupees for 1 3 year periods at 3.5 percentage points lower than the market rate. After the 3 year period, RBI will give back the money in dollars, whatever the cost of the dollar. to swap money into rupees and get back dollars after 3 years, one would be charged LIBOR plus 7 percent. RBI doing the same for LIBOR plus 3.5 percent is a steal for the banks. But idea was to attract more dollars into the country, so that the attack on the rupee stops. I may add, the product is extremely successful, for the NRI and more so for the foreign banks. USD 900 at 3 percent. he gets USD 40. And the bank swaps the money with RBI at 3.5 percent below market rates. It makes that 350 basis points and it hasn't to maintain SLR or CRR on that money which is a further saving of around 1 percent. Ask any banker, making 4.5 percent risk free over and above your normal margins is delicious butter, jam and cream for foreign banks. My reason for saying all this is that the stability of the rupee is not coming for free. The nation is allowing foreign banks to make huge profits. Yes, the dollar has cheapened and there is stability. Giving that 3.5 percent lower than market rate was RBI's way of saying that that's where the swap rate should be. But let us look at the counterfactual. The Indonesian rupiah, Brazilian real, Turkish Lira and South African Rand were all decimated in August and all of them recovered in September as the Fed said "no tapering". And as the Syrian crisis subsided some what. We are probably giving more credit to the FCNR product than needed. I would rather we withdraw this product at the earliest and set in motion policy and economic changes that crunch the current account deficit. Historically we have repeatedly lived beyond our means and solved the problem by giving huge sops to foreigners. Post the BoP crisis of 1991, we opened the doors to FIIs. But we had to give them sops. We gave FIIs the Mauritius route. They can make money on our high interest rates, on our equities and they don't have to pay any tax, under the umbrella of the double tax avoidance treaty with Mauritius. Likewise the witholding tax that investors pay globally on the interest they earn in foreign countries has been cut out for those investing in India. And now we are allowing foreign banks to make money hand over fist because we need dollars. Of course all banks can offer this product to their NRI customers, but let's face it. Indians living aborad and working with multinational companies are more likely to have salary accounts with foreign banks and hence it is the HSBCs and Citis and Stancharts who can more quickly tap the NRI customer and who are hence making this risk free 4.5 percent over and above their normal margins. The lessons we need to learn is when we are in distress the money lender, whoever he is IMF, FII or foreign bank will charge the earth and our governments have to cough up by paying from the tax kitty or foregoing taxes. A second lesson is that due to the success of the scheme, the government has lost the pressure to reform. We were all expecting a stiff diesel price hike. But with the rupee pressure off, the government is inclined not to reform. That brings me to the third point. Rupee depreciation is a better way to correct the current account deficit than unnatural schemes like giving tax cuts to FIIs and generous rates to foreign banks. Yes, again, I accept there was a need to stop the run on the rupee, which was creating more macro problems. But a slower depreciation of the rupee is better way to strengthen the country's exports, lower competitive imports and give a boost to Indian industry all round. The enforced appreciation of the rupee cuts this boost to industry. Hence it is important that the RBI withdraw the incentives to FCNR accounts sooner rather than later. Men Nike Free Run 4.0 V2 Gym Red Reflect Silver Stealth Quilted Hi, I'm Candi Cane Canncel with Expert Village. So in this clip, we're going to be actually sewing up our shoe bag. So we've cut out the measurement 17" long by 11" across. Before you actually stitch up your fabric, you want to just go ahead and press the fabric. If you're using anything like a silky fabric like a cotton back satin like I am, it has a tendency to really wrinkle when you fold it, to store your fabric, so just go ahead and press it out. Okay, and once you have it pressed out, you just want to go ahead and pin all the sides together because we're going to be stitching this. Now you can do one of two things. Because we cut it on the fold, you can actually leave that unstitched and just stitch up these two sides and then we'll come back and finish off the top. I'm going to go ahead and stitch the third side just because I think it looks nicer when they all match up. So just just pin your fabric, make sure to pin the corners. Whenever I sew, I always pin. A lot of times people will just go ahead and stitch without using pins, but I think the pins are just so much easier because it holds your fabric in place, you don't have to worry about your fabric shifting and you getting a bigger seam than you need. Okay, it's all pinned, so now we're ready to sew. So I'm just going to be stitching a regular straight stitch. I want it to be a fairly secure stitch, so I am going to do a small stitch length, a size between a "2" and a "3". In the very beginning, just remember to reverse so that you can lock in your stitch. I'm just going to shay this off and you want to remember when you get to the end to back tack, which is just stitch in reverse, and that just locks your stitches in place. Okay, then the next step is going to be finishing off the inside edges.
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